Providing Certificate of Insurance

Why must I provide a certificate of insurance?

To protect the Corporation of the City of Windsor from any claims arising from the encroachment(s), a certificate of insurance providing the following coverage is required for all above-ground encroachments, approved by the Risk Management department. The following are requirements and standard forms issued by the City of Windsor that must be completed by the applicant’s insurance broker.

Minor, Major and Partially Exempt Organization Encroachments:

• Notice to Insurance Broker – Residential Encroachment 
• Certificate of Insurance - Standard Form
  • Include "The Corporation of the City of Windsor" as an additional insured.
  • Provide liability insurance in the amount of $2 million per occurrence.
  • The Corporation of the City of Windsor requires 30 days' notice if a policy is altered, cancelled or allowed to lapse.

Non-Residential Encroachments:

• Notice to Insurance Broker - Non-Residential Encroachment - Commercial Properties
• Certificate of Insurance - Standard Form
  • Include "The Corporation of the City of Windsor" as an additional insured.
  • Provide liability insurance in the amount of $5 million per occurrence.
  • Evidence must be provided that the policy contains a cross-liability clause with respect to the encroachment(s).
  • The Corporation of the City of Windsor requires 30 days' notice if a policy is altered, cancelled or allowed to lapse.

The certificate of insurance must specify the encroachment(s); provide a start date and an end date; and time to be renewed each year the encroachment exists. When the encroachment is removed or is no longer required, it is up to the licensee to notify the City and request a final inspection to verify that the encroachment has been removed and the right-of-way restored to the satisfaction of the City Engineer.

Engineering Department
Right-of-Way Division
350 City Hall Square West, 2nd Floor, Suite 210
Windsor, Ontario
Canada
N9A 6S1

Phone: For general information, call 311. For detailed inquiries, call (519) 255-6257.
Email: engineeringdept@citywindsor.ca